Buying insurance is difficult decision


What should I look for in an insurance company? What factors affect what I pay in premiums? What choices do I have for different deductibles and coverage? What happens if I have a claim? What discounts am I eligible for?


We don't sell just a product, we sell service to you that goes well beyond the piece of paper. We take the time to listen to your questions and get answers for you if we don't know them ourselves. Home and auto insurance is complicated, and can be frustrating if you don't understand it.


Customers appreciate working with our agency staff members because we value our clients' business and take the time to get the job done. We will work hard to help in any way possible; often that includes connecting you with resources so you can take control and be proactive on your own policies.






















 


 We offer a full range of Personal Insurance solutions:



◾Automobile ◾Recreational Vehicles ◾Motorcycle ◾Watercraft ◾Snowmobile ◾Seasonal Home ◾Rental Property ◾Personal Umbrella ◾Flood Insurance

◾Identity insurance 

Personal Insurance

coverages

Call now to find out how: 1-763-657-0869

Loss Control and safety program help for our customers


     Life & Health Insurance

 We offer a multitude of group and individual benefit products that are comprehensive in coverage and competitively priced. Group Benefits ◾Health ◾Life ◾Dental ◾Short-term Disability ◾Long-term Care ◾Travel Accident ◾Long-term Disability ◾401k
















































Napier Insurance Group 


Business Insurance Coverages
We write insurance for businesses of all types including:

Contractors, manufacturers, retailers, wholesalers, auto, recreational and equipment dealers, transportation related, restaurants, retail and professional services such as attorneys, architects, and accountants. 


Coverages:

◾Property ◾Liability ◾Inland  Marine

◾Equipment  Breakdown,  Crime

◾Business Auto ◾Garage ◾Workers' Compensation ◾Umbrella

◾Employment Practices

    Liability

◾Directors & Officers 

    Liability

◾Professional Errors &

    Omission Liability

Excess and Specialty Lines